Inexpensive auto insurance is not as elusive as it may seem. No matter if you have a perfect driving record or a checkered one; there are still ways to save a bit of money.
Inexpensive auto insurance is built around reducing risk. Auto insurance companies evaluate you based upon the risk you pose and then determine your auto insurance rates based upon these risks. Some measures you can take will reduce your risk immediately, while others will take some time.
Immediate measures you can take include installing a car alarm or some sort of anti-theft device on your vehicle. If you can possibly begin parking your car in a garage rather than on the street, you can save money. If you are in the market for a new vehicle or your old vehicle is much too expensive to insure, consider purchasing or trading-in your current vehicle for one that is less expensive to insure.
Long term measures that you can take include safe driving to improve your driving record. Work on increasing your credit score, which is a factor in your rates. Also, find a way to reduce your driving by taking the bus, subway or car pooling. The less you are on the road the less likely you are to be involved in an accident.
Finally, you can find inexpensive auto insurance by comparison shopping. Gather online quotes and compare prices to find the company that will offer you the best deal.