Safeway Auto Insurance Company Review

Founded in 1962 in Chicago, the Safeway Auto Insurance Company provides coverage to drivers in a number of states. More than 250,000 people have bought their auto insurance policy from one of Safeway Auto Insurance Company’s 2,400 independent sales agents. The company insures more people than any other private insurance company in the U.S. specializing in auto insurance. Safeway Auto Insurance Company has offices in Arizona, Texas, Mississippi, Georgia, Illinois, Alabama, California, Florida, and Louisiana.

Information for a Detailed Quote

When you ask Safeway or really any auto insurance company to give you a quote for your auto policy, they will need to get some information from you to determine what kind of risk you are to insure. Be prepared to share the following information with the insurance company:

  1. Your Contact Information (Name, Address, and Phone Number)

  2. Whether You Have Ever Had Your Insurance Cancelled/Refused

  3. Whether Your Car is Currently Insured

  4. The Name(s) and Age(s) of All People Who Will Be Driving the Car

  5. Whether You Have Had Any Minor Traffic Convictions in the Last Few Years

  6. Whether You Have Been Convicted of a DUI/DWI Offense in the Last Few Years

  7. Has Your Driver’s License Been Suspended or Revoked?

  8. Has the Driver’s License of Any of the Other Drivers for the Vehicle to be Insured Been Suspended or Revoked?

  9. What are the Year, Make, and Model of the Vehicle to be insured?

  10. Who will be the Primary Driver?

  11. Will the Vehicle be Driven for Business, Pleasure, or Both?

  12. What Level of Deductible do you want for Collision or Comprehensive Coverage?

  13. Have You Made any Claims on Your Policy?

Safeway Auto Insurance for Teens

The Safeway Auto Insurance Company offers auto insurance to teens, along with other nonstandard insurance customers. If you are looking for car insurance for a new driver, it may be less expensive to add him or her to your existing auto policy, rather than buy a new one to cover the teen driver alone. Be sure to ask if the company you are dealing with offers discounts on insurance to good students. Having and maintaining a B average may end up saving you some cash on your insurance costs.

If You Have Had an Accident

At the scene of the accident, check to see if anyone has been hurt. If someone is injured then call 9-1-1 or the local Emergency Number. The next step is to get the name and contact information for anyone who witnessed the accident. You will also need to provide your name, insurance, and contact information to the other driver or drivers involved in the accident. If you are not able to drive your car, then it needs to be towed to a garage so that an insurance adjuster can survey the damage. Then you need to contact Safeway Auto Insurance Company (or your insurer) to report the accident.

Your file will be reviewed by your insurer every time you are involved in an accident. If you are not at fault, then it’s possible that your insurance premiums will not increase. If, however, you are in an accident for which you are responsible, then a couple of things can happen:

Your rating may be adjusted and your premiums may increase when your policy comes up for renewal; or

Your insurance may be cancelled and you will need to look for coverage from another insurer.

Payment Options for Safeway Auto Insurance

You have a number of payment options available to you:

  1. You can choose to pay the full amount of your policy premium.

  2. The premium payment can be split up into a number of equal installments. (You may be required to pay a service charge if you choose this option.)

  3. You can also pay for your auto insurance by way of ETF (electronic funds transfer). Once again, you may be required to pay a service charge, so do ask whether this is the case when you request this form of payment.

Additional Coverage Under Your
Safeway Automobile Insurance Policy

Other than the basic auto insurance required by law, you have the option of buying additional coverage under your policy. You may want to increase the liability limits on your policy. If a person’s injuries in an accident are severe enough, your policy may not pay enough to fully compensate them for their injuries. In that situation, any money owing over and above your policy limits will have to come out of your pocket.

Increasing the amount of collision coverage may be a wise move if you are driving a new vehicle. This coverage protects you if you are at fault in an accident or you don’t know the identity of the person who hit your car. Keep in mind that a standard collision policy only pays out the book value of the car, not the full replacement value for the vehicle.

Comparing Safeway Car
Insurance Quotes

You can find out more about top companies like Safeway Auto Insurance Company and what they can offer you right now by putting your zip into the quote box at the top of the page.

Get started finding auto insurance today!

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Finding an auto insurance company is not difficult, but finding the right auto insurance company can be challengling. Policy provisions vary from company to company, as do premium rates. When you are considering which auto insurance company to get coverage from, it pays to do some research to make sure that the company is a reputable one. You also want to ensure that your company has the assets to pay out a large claim, if that becomes necessary…
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